Working in construction requires a strong mind and a strong body. You need the expertise to do the job, and the toughness to endure the physical demands of the work. Most of all, you must be dependable, so your crew can count on you every single day.
But injuries can happen to anyone, no matter how solid your work ethic or how strong and smart you are. When they do, you’re entitled to benefits to assist with your medical expenses and lost wages. Our construction Workers’ Compensation lawyers in New York City can help.
Since 2009, our New York City Workers’ Compensation lawyers at O’Connor Law have helped thousands of injured workers get the benefits they need. Contact us today to schedule a free case review and tell us what happened.
What Is Workers’ Compensation in New York City?
Workers’ Compensation in New York City is a type of insurance that provides financial benefits and medical assistance for employees who get hurt or become ill as a direct result of their job. Legally, most employers must carry this benefit.
Workers’ Compensation in New York City falls under New York State’s Workers’ Compensation system, which is overseen by the New York State Workers’ Compensation Board. Available benefits include:
- Medical expenses: Coverage for medical needs such as doctor visits, surgery, medications, and physical therapy.
- Lost wages: Workers who qualify can receive two-thirds of their average pay, up to a capped limit set by the state.
- Permanent disability: Available if you cannot return to your job due to a lasting injury, such as loss of a limb.
- Death benefits: Paid to dependents if a worker dies due to a job-related incident, and includes compensation for funeral costs and ongoing support.
Do You Need an Attorney for a Workers’ Compensation Claim?
It’s smart to consult with a lawyer whenever you’re injured, especially if the injury happened on the job. Your employer may offer guidance or advice, but remember that they are approaching the situation from their perspective and considering what is best for them.
Your employer’s insurance provider may assign a nurse case manager to accompany you to medical appointments and monitor your treatment. You are not required to accept their help. It’s usually best not to speak directly with the insurance company without legal representation.
Our construction Workers’ Compensation attorneys in New York City are here to assist you with your case and keep you informed as your claim progresses. Our job is to ensure your voice is heard, your rights are protected, and you receive the benefits you’re entitled to.
New York City Construction Workers’ Compensation Lawyer Near Me (914) 595-4502
What Should You Do if You Are a Construction Worker Injured at Work?
Construction workers who are injured on the job in New York City must follow specific steps to keep their claims in good standing and maintain eligibility for benefits. Missing steps or avoiding certain actions can lead to delays or denial of your Workers’ Compensation claim.
It’s equally important to avoid specific actions that could harm your claim. Our New York City construction Workers’ Compensation lawyers can help you avoid potential pitfalls and address problems if you have experienced a delay or denial. Some important points include:
Report Your Injury
According to New York Workers’ Compensation regulations, you must report your injury to your employer within 30 days, but it is smart to make an official report as soon as possible. Make your report in writing and retain a copy. A verbal report is typically not sufficient.
Consult an Attorney
Contact an attorney who works with Workers’ Compensation law as soon as you can. Our attorney can help you understand the process and what benefits you are entitled to, as well as assist you with the application process.
Seek Medical Treatment
See a doctor, even if you went to the emergency room at the time of your injury. You have the right to see whichever doctor you choose, as long as they accept payment through the New York State Workers’ Compensation program.
Avoid Direct Communication With Insurance Carriers
We can handle communication with the insurance company on your behalf, and when they call, you can refer them to us. You do not need to interact with care coordinators working with your employer’s insurance carrier.
Do Not Pay for Medical Treatment
Your medical expenses are covered as part of your Workers’ Compensation benefits, as long as you make sure your medical provider participates in the New York State Workers’ Compensation insurance program. Medical facilities should not request or require an alternative payment method.
Protect Your Information
Sometimes, insurance companies may try to use innocent or out-of-context comments you’ve made to deny your claim. Your claim, of course, is legitimate, but avoid giving them the chance to say otherwise by limiting the information you share, especially on social media.
When Your Workers’ Compensation Claim Is Denied
When your claim is denied, it is important to consult with our attorneys as soon as possible. Sometimes, it can be a simple issue easily addressed by a skilled lawyer with a deep understanding of Workers’ Compensation laws.
Other times, you may need to take additional legal steps. You have the right to appeal a denial by requesting a hearing with the New York State Workers’ Compensation Board. Our attorneys can assist with your appeal and represent you throughout the process.
It is important to take action as soon as you receive your denial, as you have a 30-day window to prepare your appeal.
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Get Help From a Construction Workers’ Compensation Attorney in New York City
Everyone enjoys a day or two off, but when you are hurt, all you can think about is returning to work and getting back to normal. Unfortunately, your injuries could mean weeks or months of recovery. Without Workers’ Compensation insurance, it would be tough.
Our construction Workers‘ Compensation attorneys in New York City can help with your claim or represent you through the appeals process if you are denied. You don’t have to take on this fight alone.
At O’Connor Law, we’ve been advocating for the rights of injured workers for over 15 years. Contact us today to schedule a free consultation and tell us about your workplace injury.
