As you pursue a Workers’ Compensation claim, you may encounter the term “schedule loss of use”. This refers to a type of permanent partial disability benefit available to workers who have suffered a permanent impairment as a result of a work-related injury.
At O’Connor Law, our schedule loss of use lawyers in Yonkers understand the importance of presenting strong medical evidence. We have 35 years of combined experience, and we have recovered over $25 million in non-medical benefits for workers.
Our Yonkers Workers’ Compensation lawyer can help you recover compensation after you’ve lost use of a limb due to an injury.
Eligibility Criteria for Schedule Loss of Use Awards
To qualify for schedule loss of use awards, you must meet specific eligibility criteria, which can be confusing. You’ll need to have a permanent injury that significantly impairs your ability to perform daily tasks and functions. The injury must be work-related and have occurred while you were on the job.
Additionally, you must have already received medical treatment and have a doctor’s diagnosis confirming your permanent impairment.
If you’re currently receiving Workers’ Compensation benefits, you may be eligible for schedule loss of use awards. However, it’s important to note that the eligibility criteria can vary depending on your specific situation and the severity of your injury.
Types of Permanent Injuries Our Schedule Loss of Use Lawyer in Yonkers Can Help You With
You’ve met the eligibility criteria for a schedule loss of use award, but now it’s time to explore the types of permanent injuries that qualify for these benefits. Schedule loss of use compensation is designed to provide payment for the lasting loss of function in specific body parts.
As a claimant, you’re likely wondering what injuries are covered. In New York, the following limbs and body parts may qualify for a schedule loss of use award:
- Arm: Permanent damage or reduced function in the shoulder, upper arm, or entire limb.
- Hand: Long-term loss of use or grip strength in the hand.
- Fingers or thumb: Reduced mobility or amputation affecting fine motor skills.
- Leg: Lasting injury to the thigh, knee, or entire leg that impacts walking or standing.
- Foot: Permanent impairments that affect balance, walking, or weight-bearing.
- Toes: Loss of function or amputation of one or more toes.
- Eyesight: Partial or complete loss of vision in one or both eyes.
- Hearing: Long-term hearing loss in one or both ears.
A knowledgeable Workers’ Compensation lawyer can help you calculate your potential award and ensure your injury is properly documented and submitted.
Calculating Schedule Loss of Use Benefits in Yonkers
One of the most important aspects of the schedule loss of use process is calculating your benefits. You’ll need to determine the severity of your impairment, which is typically measured as a percentage of loss of use.
You’ll start by identifying the specific body part affected, such as an arm, leg, or finger. Next, you’ll refer to the New York State Workers’ Compensation Board’s guidelines, which provide a percentage of loss of use for each body part. If you receive any payments from your employer or insurance companies, this amount will be deducted from your Schedule Loss of Use award.
You’ll then multiply this percentage by the corresponding weekly compensation rate to get your weekly schedule loss of use benefit. Finally, you’ll multiply this amount by the number of weeks you’re eligible to receive benefits. Our schedule loss of use lawyers in Yonkers can help you with these calculations.
Yonkers Schedule Loss of Use Lawyer Near Me (914) 595-4502
Why Injured Workers in Yonkers Choose O’Connor Law
At O’Connor Law, we simplify the Workers’ Compensation process so it doesn’t feel overwhelming. We make sure you’re never left in the dark by breaking down every part of your case in plain, easy-to-understand language, no confusing legal terms, just clear, honest communication.
We also provide additional resources, such as access to social workers, to help you manage the challenges that come with a workplace injury.
Our founder’s background working inside the insurance industry gives us a unique advantage. She understands the common tactics insurance companies use to delay or deny claims, and we leverage that insight to fight hard for your benefits. Plus, with our convenient mobile app, you can track your case and connect with us anytime.
The Role of Medical Evidence in Schedule Loss of Use Claims
Medical evidence plays an important role in supporting your schedule loss of use claim, as it helps establish the severity of your impairment and its impact on your daily life.
You’ll need to gather medical records, doctor’s notes, and test results to demonstrate the extent of your injury. This evidence will help determine the percentage of loss of use, which directly affects the amount of benefits you’re entitled to.
Your medical provider’s opinion can also influence the outcome of your claim. Be sure to keep detailed records of all medical treatment and follow-ups, as this will strengthen your case and increase your chances of securing fair compensation.
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Common Challenges in Filing Schedule Loss of Use Claims
Filing a schedule loss of use claim can be a time-consuming process, and it’s not uncommon for claimants to encounter obstacles along the way. You may struggle to accurately calculate the percentage of permanent partial disability, which can lead to disputes with the insurance company.
Furthermore, insurance companies often have teams of adjusters and lawyers working to minimize payouts, so you’ll need to be prepared to negotiate and advocate for your rights.
Strategies for Negotiating With Insurance Companies
When dealing with insurance companies, you’ll likely face a team of skilled negotiators who are trained to minimize payouts. To level the playing field, it’s important to have a solid understanding of your case’s value and be prepared to support your claim with evidence.
Don’t be afraid to walk away if the offer isn’t reasonable. This shows you’re willing to fight for a fair settlement. Be respectful but firm, and avoid making emotional appeals. Keep detailed records of all communication and be cautious of lowball offers designed to test your resolve.
Insurance companies rely on legal teams to reduce payouts. Having an experienced lawyer gives you a fair chance.
Contact Our Schedule Loss of Use Lawyer in Yonkers
Now that you understand your rights under Schedule Loss of Use, it’s time to take the next step.
Remember, a skilled schedule loss of use lawyer in Yonkers from O’Connor Law is your ally in securing the maximum compensation you need.
Contact us today for a free consultation.
